Loan Information for Garfield County
Loan Programs
Residential Purchase Assistance
- House to Home Ownership Program (H2O)
The House to Home Ownership Program� is suspended as of January 1, 2010. Current accounts are still serviced through Funding Partners and any questions can be directed to 970-494-2021.Downloadable Loan Documents:
- 2011 Income Limits by County (20 KB)
- Employee Home Ownership Program (EHOP)
The Employee Home Ownership Program is made possible by a unique partnership between Funding Partners and employers. EHOP helps to facilitate the attraction and retention of a qualified workforce, employers will be offered the opportunity to extend employees down payment and closing cost assistance for home ownership. See below for employer specific program documents!Downloadable Loan Documents:
- EHOP Participating Employers (30 KB)
- EHOP General Program Brochure (161 KB)
- EHOP Frequently Asked Questions for Employers (31 KB)
- EHOP Loan File Checklist (23 KB)
- Colorado Mountain Housing Coalition (CMHC)
The Colorado Mountain Housing Coalition is a not-for-profit cooperative effort between Eagle County, The Grand County Housing Authority, Mountain Regional Housing Corporation, Summit Housing Authority, and the Yampa Valley Housing Authority to make the dream of home ownership a reality for qualified residents of participating mountain counties.Downloadable Loan Documents:
- Colorado Mountain Housing Coalition Program Guidelines (43 KB)
- Colorado Mountain Housing Coalition Sample Loan Documents (148 KB)
- Colorado Mountain Housing Coalition Program Brochure (69 KB)
- CMHC Mountain Regional Housing Coalition Borrower Brochure (266 KB)
- CMHC Mountain Regional Housing Coalition Lender Brochure (239 KB)
- Loan File Checklist (23 KB)
- Mountain Regional Housing Corporation (MRHC)
Residential Assistance Program in Garfield, Pitkin and South Western Eagle Counties funded by the Colorado Division of Housing to help local residents achieve the dream of home ownership.Downloadable Loan Documents:
- City of Glenwood Springs - EHOP
Housing benefit offered to the employees of the City of Glenwood Springs to assist with residential puchaseDownloadable Loan Documents:
- Town of Carbondale - EHOP
Housing benefit offered to the employees of the Town of Carbondale to assist with residential puchaseDownloadable Loan Documents:
- Colorado River Water Conservation District - EHOP
Housing benefit offered to the employees of Colorado River Water Conservation District to assist with residential puchaseDownloadable Loan Documents:
- CRWCD EHOP Guidelines (31 KB)
- CRWCD Sample EHOP Closing Documents (154 KB)
- CRWCD EHOP Brochure (85 KB)
- EHOP Loan File Checklist (23 KB)
- Roaring Fork Transportation Authority - EHOP
Housing benefit offered to the employees of the Roaring Fork Transportation Authority to assist with residential puchase in the RFTA service area.Downloadable Loan Documents:
- RFTA EHOP Guidelines (28 KB)
- RFTA EHOP Sample Closing Documents (153 KB)
- RFTA EHOP Brochure (85 KB)
- EHOP Loan File Checklist (23 KB)
- Garfield County Housing Authority Down Payment Assistance Program
The Garfield County Housing Authority offers down payment and closing cost assistance to county residents purchasing in Garfield County, unincorporated Eagle County within the Roaring Fork Valley (El Jebel area), and the Town of Basalt Corporate Limits. Please see the program guidelines below for more information.Downloadable Loan Documents:
- GCHA Program Guidelines (38 KB)
- Loan File Checklist (23 KB)
- GCHA Sample Closing Documents (Conv., VA, RD) (148 KB)
- GCHA Sample Closing Documents (FHA) (149 KB)
- Alpine Bank Down Payment Assistance (DPA) Program
Down payment assistance available to first time homebuyers with income at or below 80% of Area Median Income. Assistance up to 15% of the contract purchase price is available to buyers using Alpine Bank for their primary mortgage.Downloadable Loan Documents:
- Alpine Bank DPA Program Guidelines & Income Limits (85 KB)
- Alpine Bank DPA Sample Loan Documents (160 KB)
- Loan File Checklist (23 KB)
- Alpine Bank DPA Flyer (206 KB)
Participating Banks
FirstBank [Website
| Branch Finder]
First National Bank [Website
| Branch Finder]
Wells Fargo [Website
| Branch Finder]